APR May be Higher Depending on the Applicant’s Credit

August 19, 2010 on 9:53 am | By | In Finance | Comments Off

I do not understand how the companies that offer loans for people with bad credit figure the annual percentage rate on their loans. Someone told me that they look at the credit history of the applicant and give them an APR based on how good or bad their credit is. I was wondering if I had a hard time paying my financial obligations in the past would I get a lower rate for this loan? Well I guess I need to educate myself in regards to the world of finance because I learned that actually it is the opposite. The worse that your credit is, the higher that APR rate for the loan.

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